When you’re booking travel insurance you will notice that there are all sorts of different policies and levels of cover available. From fleet insurance to cruise travel insurance, single-trip to annual cover, there are various types of cover to provide the right level of protection to suit your trip and your budget.
Exactly what is included in your travel insurance policy will of course depend on your insurance provider, the type of trip you are taking and whether or not you have added any extras. Here are some of the main features that you should look out for when organizing travel insurance:
Medical Expenses: To protect against the cost of medical attention or hospital stays.
Personal Liability: In case you accidentally cause an injury to another person or damage their property, which could lead to them suing you. You can also include cover for legal expenses.
Personal Accident: A slip and fall attorney gwinnett county explains that in the case of an accident that leads to permanent disability or death, a good travel insurance policy will provide financial cover.
Holiday Cancellation or Missed Departure: Should you fall ill, sustain an injury or if personal circumstances prevent you from going on holiday, you can often claim the expense of your booking through your travel insurance. Similarly, you can add protection for a missed departure and claim the cost of your missed flight or for additional travel expenses.
Other key features include failure of carrier, loss of hotel facilities and hijack, as well as cover for lost or stolen possessions.
Additional cover should also be sought if you are planning a winter sports holiday or a cruise, and specialist policies are also available for weddings and business trips. So it’s well worth doing your research to ensure you and your party are fully covered, if nothing else, just for complete peace of mind.
Whatever type of travel insurance you’re looking for, from winter sports or cruise travel insurance to standard holiday cover, you will find a wide range of insurance policies through Thomas Cook Extras. Visit the website at thomascook.com and click on the ‘Extras’ tab to find out more and to book your travel insurance online.